24/7 AI loan assistant for mortgage brokers
Your 24/7 AI Loan Assistant
LoanMachine answers calls, makes outbound calls, interacts with callers, leaves messages, texts borrowers, chases missing docs, pre-quals callers, revives dead leads, and hands your loan officers the next best action before the borrower goes cold — 24/7.
7-day free trial · hear the AI live, no account needed
Meet Your AI Loan Assistant
LoanMachine.ai does not just take messages. It answers, qualifies, chases docs, revives old leads, and follows up so every borrower gets handled.
What LoanMachine.ai does for you:
Answers borrower pre-qual calls instantly, day or night
Qualifies income, credit, down payment, and timeline
Chases missing documents with secure upload links
Revives dead leads with rate-drop and re-approval campaigns
Sends SMS updates, pricing, and rate-watch alerts
Updates realtor partners at every loan milestone
Warm-transfers hot borrowers straight to your LO team
NMLS-aware and TCPA-compliant on every contact
Why brokers choose LoanMachine
An AI loan assistant that answers every call — so you never have to.
Your number, protected
Keep your cell private
Advertise a dedicated business line. Your personal number stays personal.
Live warm transfer
Borrowers worth taking
The AI greets and pre-qualifies every caller, then transfers the real opportunities straight to you.
Answered 24/7
Never miss a lead
Every borrower call gets picked up instantly — nights, weekends, and while you are closing.
2 ways to start
Live in minutes
Get a new number to advertise, or forward your existing one. The AI answers either way.
Outbound power dialer
Your next loan is hiding in your old customers.
Repeat and referral business is the cheapest new loan you'll ever fund — but past clients refi with whoever calls first. LoanMachine power-dials and texts your old customers and aged leads hands-free when rates move or a pre-approval expires, so that lender is you.
Most brokers never work their book. One rate-drop blitz through a few hundred past clients can surface refis, cash-outs, and referrals you forgot you had.
- Rate-drop blitz — auto-dials the moment the market hits a borrower's target rate
- SMS campaigns — rate alerts, reminders, and re-engagement texts with consent controls
- Scripted voicemail drops — leaves your pre-set message automatically on no-answer, then dials the next
- Dead-lead, pre-approval & annual-review outreach on autopilot — refi, cash-out, HELOC
- TCPA consent and licensed-state routing built into every campaign
Outbound · Rate-drop blitz
dialing4 live connects
M
Marcus R.Past client · rate drop
dialingE
Elena V.Aged lead · 2023
vm droppedD
David & JoyPre-approval expiring
connectedT
Tomás P.No answer
skippedP
Priya N.Refi · cash-out
connectedT
The OkonkwosPast client · anniversary
vm droppedG
Grant H.New purchase lead
connected Auto-dial SMS Scripted VM drop TCPA-safe
How it works
Answer, qualify, chase, follow up.
Borrower reaches your business
Use a LoanMachine number or forward the line your borrowers already know.
AI runs the front-desk work
It follows your greeting, hours, pre-qual script, knowledge base, and licensing rules.
The call becomes structured data
Transcript, summary, scored pre-qual, doc checklist, and next action are saved.
Your LO gets a clean handoff
Warm-transfer, text, book the callback, chase docs, or launch approved follow-up.
Every leak in your pipeline, plugged
LoanMachine works the channels borrowers actually use — plus a mortgage-grade power dialer to revive the leads sitting dead in your database.
Voice
Voice
Answers pre-qual calls 24/7, scores intent, and warm-transfers hot borrowers.
Text / SMS
Text / SMS
Sends links, reminders, and rate alerts with TCPA consent controls.
Power dialer
Power dialer
Reactivates dead leads from approved scripts with voicemail drops and drips.
See it in actionDoc chaser
Doc chaser
Auto reminders per missing document with a secure upload link, per borrower.
Partner updates
Partner updates
Auto-texts the referring agent at every milestone — submitted to funded.
The loan workspace
The phone is just the front door.
Behind the assistant is a full loan desk — so the lead that calls at 9pm becomes a priced, papered, ready-to-submit file by morning.
UWM-ready pricing & push
Price scenarios, check product eligibility, and export MISMO 3.4 files ready to drop into EASE.
Pre-approval letters & quotes
Branded, e-signable pre-approval letters and 3-option quote sheets, generated in minutes.
Online application
A URLA-style wizard borrowers finish from a text link. No logins, no portal passwords.
Embeddable calculators
Eight white-label mortgage calculators for your website — payment, affordability, refi, cash-out, DSCR, and more — with built-in lead capture.
Built-in pipeline CRM
Stages, tasks, appointments, and referral-partner tracking. One less subscription to pay for.
Voice, SMS & email
Every follow-up runs across all three channels — stamped with your NMLS ID.
The moat
Compliance isn't a feature. It's the foundation.
Generic dialers get brokers sued. LoanMachine is built for a regulated industry from day one — every guardrail runs inside the dialer, before a single message leaves the building.
TCPA consent capture & tracking on every contact
Opt-outs honored instantly — STOP suppresses the lead on every channel
Call recording disclosures, state-aware
NMLS ID stamped on outbound messages
Licensed-state routing — never dial where you can't lend
Full audit log of every call, text, and consent event
Pricing
Pays for itself with one revived loan.
Every plan gets every feature — bilingual AI, power dialer, doc chaser, the full loan workspace. Tiers only change how much calling you get.
Individual LO
Solo
For the individual loan officer.
$99/mo
7-day free trial, then $99/mo
Start free trial- Every feature — nothing gated
- 250 AI voice minutes (~80 calls)
- 500 SMS segments
- 1 seat
- Bilingual EN/ES line
Top producerMost popular
Producer
For the top producer working a full pipeline.
$249/mo
7-day free trial, then $249/mo
Start free trial- Every feature — same as Solo
- 750 AI voice minutes (~250 calls)
- 2,000 SMS segments
- 3 seats
- 5 simultaneous AI calls
Teams & branches
Branch
For teams and branches with multiple LOs.
$499/mo
7-day free trial, then $499/mo
Start free trial- Every feature — same as Solo
- 2,000 AI voice minutes (~650 calls)
- 5,000 SMS segments
- 10 seats + multi-LO routing
- Priority support
Put an AI loan assistant on the front line.
Give every borrower a fast answer, every missing document a follow-up, and every hot lead a clean handoff to your LO team.
Launch Your AI Assistant